Tata Motors Passenger Vehicles Limited (TMPV) has launched an attractive special December EMI finance scheme across its entire internal combustion engine (ICE) and electric vehicle (EV) portfolio. This limited-period offer aims to make owning a new Tata car easier with monthly EMIs starting from just Rs 4,999, available till December 31, 2025.

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With decreasing monthly commitment and flexible financing options, this year-end push is designed to boost sales and clear stock ahead of the New Year. Customers can avail of these offers at authorised Tata Motors dealerships or through the official Tata Motors website, subject to terms, conditions, and lender approvals.

Tata Cars EMI Offers – ICE Models

The table below shows the starting monthly EMI figures for select ICE models under the December scheme:

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Tata Cars EMI Offers – EV Models

Electric vehicle enthusiasts can also benefit from similar finance plans, making EV ownership more accessible:

EV EMIs are generally calculated with longer repayment periods (often up to 120 months), depending on the financing structure and lender terms.

What These Offers Mean for Buyers

• Lower Monthly Payments: EMIs from Rs 4,999 help reduce the entry barrier for buyers looking at hatchbacks like Tiago and Tigor.
• Wide Coverage: Offers span across entry-level cars to SUVs and electric models.
• Flexible Finance: Options like balloon payments may reduce upfront commitment, giving more flexibility to customers.
• Limited Period: These offers are valid only through the end of December 2025 and typically require finance approval from third-party lenders.

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How to Avail the Offers

1. Visit your nearest Tata Motors Passenger Vehicle showroom.
2. Discuss finance options with the dealership or preferred financier.
3. Compare EMIs across models based on loan amount, interest rate, and tenure.
4. Ensure all terms and conditions are clear before finalising the deal.

These year-end finance schemes are a good opportunity for those interested in Tata’s ICE and EV range to save on monthly outgo and take advantage of lower EMIs on select models.